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A personal directive is a document that appoints someone to be your agent and make personal decisions on your behalf if you become incapable.
Like an attorney named in a springing enduring power of attorney, your agent would have no authority until you become mentally incapable of making decisions for yourself. The difference is that while an attorney is named to deal with your property and financial affairs, your agent would have the authority to make any non-financial decisions on your behalf.
Agents would typically be making decisions for you in respect to things like your health care; end of life decisions; accommodation; whom you live and associate with; your participation in social, educational and employment activities; and other legal matters not pertaining to your estate.
If you do not have a personal directive and you become incapable of making personal decisions for yourself, someone may need to apply to the courts for an order of guardianship.
Again, this procedure can be expensive, and may result in a different person having guardianship over you than you would otherwise choose, resulting in different decisions being made.
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